Last updated: July 02, 2025 Snap Loans Cash (“Snap Loans Cash,” “we,” “us,” or “our”) owns and operates this website and certain related sites and services. These Terms of Use (“Terms”) are a binding agreement between you and Snap Loans Cash, including our subsidiaries and affiliates. By accessing or using this website or any related pages, features, content, or services (collectively, the “Website”), whether online or by other means (phone, mail, text, email, or fax), you agree to these Terms. If you do not accept these Terms, do not use the Website. NOTICE OF ARBITRATION AND CLASS ACTION WAIVER: These Terms include an agreement to resolve disputes by binding, individual arbitration and a waiver of class actions. See Sections 16 and 11, as well as the warranty and liability disclaimers in Sections 10 and 12.

1. Changes to These Terms

We may modify, update, or discontinue any part of the Website or these Terms at any time. Changes are effective when posted on the Website. Your continued use of the Website after changes are posted means you accept the revised Terms.

2. Eligibility and Geographic Scope

The Website is intended for individuals who are at least 18 years old and who reside in the United States (including D.C.). If you are under 18 or reside outside the U.S., you are not authorized to use the Website or our services.

3. Privacy

Our Privacy Policy explains how we collect, use, share, and safeguard information. It is incorporated into these Terms by reference.

4. Authorization to Obtain Credit and Verify Information

By using the Website and requesting to be matched with third-party lenders or other service providers (“Providers”), you give written permission under the Fair Credit Reporting Act for us and/or the Providers to obtain your consumer report, credit score, and/or other data from consumer reporting agencies to evaluate eligibility. We may use a soft inquiry, which does not impact your credit score. Providers may use hard inquiries, which can affect your score. Providers may also use third-party services to verify information you supply (e.g., SSN, address, phone, bank account, income/employment).

If you enroll in any debt relief or resolution program, your creditors may continue to assess late fees, penalties, and interest; participation can negatively affect your credit profile. Any initial soft inquiry performed by us is used solely to assess eligibility.

5. Services Offered

a. Online Marketplace

The Website functions as a marketplace to help you connect with Providers that offer loans and other products/services. By clicking “Submit” (or similar), you certify that the information you provide is true, accurate, and complete. Providers may apply filters (e.g., state availability) and set the amounts they pay us for opportunities to present offers. We transmit your information in real time to one or more Providers; typically, the highest-bidding Provider may receive your request first. If a Provider accepts, you’ll be taken to that Provider’s site to review terms and, if you choose, complete your transaction. If no Provider accepts your request, we may invite you to resubmit or consider other product categories. We may also share your contact details with third-party marketing partners who may reach out via email or SMS (message/data rates may apply) to present additional offers. Note about tribal and marketplace lenders: Some lenders claim exemptions from state licensing/usury laws (e.g., tribal sovereignty or bank preemption). Their rates/fees may be higher and disputes may need to be resolved in a tribal or other specified forum. Always read the lender’s terms carefully and decline any offer you cannot afford or do not accept. We are not a lender, do not make credit decisions, and do not offer or solicit loans. Approval is not guaranteed, loan amounts vary, and timing of funding depends on the lender and your financial institution. Not all services are available in all states.

b. No Endorsement

We do not recommend or endorse any specific Provider or product. You are responsible for evaluating which option best fits your needs. We do not guarantee that any terms or rates presented are the best available.

c. Information Sharing

By submitting a request, you authorize us to share your information with Providers and relevant third parties (including regulators and licensing authorities). Providers may keep your information whether or not you are approved or complete a transaction. You must contact a Provider directly to stop receiving its communications. Providers may share back to us limited status updates (e.g., approved/denied, amount funded). You grant express written consent for us and the selected Provider(s) to share your information for purposes including compliance, legal requests, analytics, and/or marketing, consistent with applicable law and their posted privacy policies.

d. Communications Consent (Phone, Email, SMS)

By submitting a request, you consent to be contacted by us, our marketing partners, and Providers (and their service providers) via:

• Telephone (landline or mobile), including prerecorded or autodialed calls, even if your number is on a Do Not Call registry;
• Email to the address you provide (or another associated address);
• SMS/text to your mobile number (message/data rates may apply).

Consent is not required to purchase goods/services from us or Providers. If you wish to stop receiving our communications, email unsubscribe@snaploanscash.com. To stop communications from a Provider, contact that Provider directly. By saving your information or submitting a request, you permit us to retain your data and to place live or recorded calls or send messages about your submission (including incomplete applications, offer delivery, deadlines, or service quality).

e. Identity Verification

We and/or Providers may request information (e.g., name, SSN, address, phone, date of birth) and government-issued ID to verify your identity as required by law and for fraud prevention.

f. Our Compensation

We are paid lead-generation/marketing fees by Providers. We do not charge you for connecting you with Providers. Your use of the Website signifies your acknowledgment of this compensation arrangement.

g. Not Financial or Professional Advice

Content and services on the Website are for convenience and information only and are not financial, legal, tax, or other professional advice. You are solely responsible for evaluating accuracy, completeness, and usefulness. Always consult a qualified professional regarding your specific situation.

6. Electronic Disclosures & E-Sign Consent

We may communicate with you electronically (email, Website notices). You agree that electronic communications satisfy any legal writing requirement. Providers may also require your consent to deliver disclosures electronically; by submitting a request, you agree to receive such disclosures as outlined in our separate “Consent to Electronic Disclosures and Communications.” You may request non-electronic copies or withdraw consent as described in that consent. Contact us at unsubscribe@snaploanscash.com for Website-related electronic delivery preferences; contact Providers directly for their records.

7. Other Products & Finder Services

We may offer options to request non-loan products/services through the Website.

8. U.S. Use Only

The Website is controlled/operated from the United States and may not be appropriate or available in other jurisdictions. If you access it from elsewhere, you do so at your own risk and are responsible for compliance with local laws.

9. Intellectual Property

The Website’s content is protected by copyright and other laws. “Snap Loans Cash” and associated marks are our trademarks. Third-party names and marks are the property of their respective owners. Nothing here grants any right to use our or others’ marks without prior written permission.

10. Disclaimers

The Website, its content, and any services are provided “AS IS” and “AS AVAILABLE” without warranties of any kind, express or implied, including merchantability, fitness for a particular purpose, title, and non-infringement. We do not control Provider inventory, terms, or availability and may change the Website without notice. Your reliance on Website information is at your own risk.

11. Indemnification

You agree to defend, indemnify, and hold harmless Snap Loans Cash, our affiliates, and our/their officers, directors, employees, agents, suppliers, and licensors from any losses, costs, liabilities, and expenses (including reasonable attorneys’ fees) relating to or arising from your use of the Website, your breach of these Terms, or your violation of law or third-party rights.

12. Limitation of Liability

To the fullest extent permitted by law, Snap Loans Cash and our affiliates will not be liable for any indirect, incidental, special, consequential, exemplary, or punitive damages, or for loss of data, profits, or goodwill, arising from or related to your use of the Website, even if advised of the possibility. Our aggregate liability to you for any claim will not exceed the amount of actual, direct damages you incur, if any.

13. Third-Party Links

The Website may contain links to third-party sites. We are not responsible for their content or practices, and your use of those sites is at your own risk.

14. Errors and Delays

We are not responsible for errors or delays caused by events outside our reasonable control, including inaccurate contact information provided by you or technical issues.

15. Release

You release Snap Loans Cash and its service providers, and their respective officers, directors, employees, agents, licensors, and licensees from any and all claims and liabilities arising out of or related to your use of the Website.

16. Dispute Resolution; Arbitration; Class Waiver

Binding Arbitration. Except as provided below, any dispute between you and Snap Loans Cash arising from or relating to these Terms or your use of the Website will be resolved by binding, individual arbitration under the Consumer Arbitration Rules of the American Arbitration Association (“AAA”). YOU WAIVE THE RIGHT TO A JURY TRIAL AND TO PARTICIPATE IN A CLASS ACTION OR CLASS-WIDE ARBITRATION. As an alternative, you may bring a claim in small claims court if it qualifies. The Federal Arbitration Act governs this provision. If the AAA cannot or will not schedule a hearing within 160 days of filing, either party may choose the Judicial Arbitration and Mediation Services (JAMS) to administer. The arbitrator may not award relief inconsistent with these Terms. If the class-action waiver is found unenforceable, this arbitration section will be null and void. Opt-Out. You may opt out of arbitration within 30 days of the date you first become subject to this provision by sending written notice including your name, address, and the email used on the Website to: Website: www.snaploans.cash Company: SnapLoans.cash Email: support@snaploans.cash Unless prohibited by applicable rules, we will pay the filing/administration fees and the costs of the first day of the hearing; remaining costs are paid by the non-prevailing party, subject to the arbitrator’s authority to allocate fees/expenses as necessary to ensure this clause is enforceable. Each party bears its own attorneys’ and expert fees unless otherwise allowed by law. If a court finds this arbitration agreement unenforceable as to a particular claim, the parties agree to exclusive jurisdiction and venue in the state and federal courts located in , except for qualifying small-claims matters.

17. Miscellaneous

These Terms constitute the entire agreement between you and Snap Loans Cash and supersede all prior or contemporaneous communications. These Terms are governed by the laws of the State of Nevada, without regard to conflicts of law principles. If any provision is found unenforceable, it will be replaced with a valid term that best reflects the original intent, and the remainder will continue in effect. A printed copy of these Terms and any related electronic notices is admissible to the same extent as other business documents originally generated in hard copy. All rights not expressly granted are reserved. Please print or save a copy of these Terms for your records.